Since the beginning of the financial crisis, the banking industry has taken great strides to make improvements in terms of organization and capitalization. A more favorable economic environment also seems to be developing throughout the world, in Europe and in Spain.
And yet the banking industry is still facing an uncertain future. Some of these uncertainties arise from the current context, such as the difficulty of generating financial margins in an environment of unprecedented interest rates. Other challenges are more permanent in nature, such as the competition from organizations outside the industry, the power of digital technology, new business models, excess capacity, the need for internationalization, adapting to more complex regulations and guaranteeing proper capital management.
The 11th Banking Industry Meeting, organized with the Center for International Finance (CIF) and EY, will provide an opportunity to exchange ideas and jointly reflect on how to choose the right management strategies and models to meet the challenges of this uncertain future.